When taking out a CECU Fixed Deposit, the member pledges to leave a stipulated amount of money for a specified time and agrees to receive an interest rate for that time period. Interest rates vary between 2% to 3.5% per annum. All deposits are repayable on demand but early redemption penalties apply.

Minimum Deposit $5000.00
Period 1 year


CECU Fixed Deposit Rates

Amount Est. Rate Retirees Rate
5,000 - 25,000 2.0 2.25
25,001 - 50,000 2.25 2.5
50,001 - 100,000 2.5 2.75
100,001 - 500,000 3.0 3.5%


Break Rates

Under 90 days, two (2%) percent below established rate.

Amount Break Rate
5,000 - 55,000 1% Less
50,001 - 100,000 1.5% Less
100,001 and over 1% Less


N.B.: Members wishing to pledge their fixed deposits as collateral for loans would only be permitted to borrow to the extent of the Fixed Deposit. The Character limit would not apply.

Contact Us for further information on CECU's Term / Fixed Deposit options.